Thursday, December 3, 2020

70th Year Anniversary Ideas Platinum Anniversary

Ever find the perfect gift idea for someone, but their birthday was months away? The platinum-toned tray was will serve as a chic wedding band and engagement ring catch-all. Celebrate your 20th anniversary with an artful recreation of one of your wedding songs. This wall art displays your chosen song as soundwaves for a unique and sentimental piece of home decor.

platinum wedding anniversary gift ideas

You can also select it in red, navy blue, white, red plaid, or blue plaid. It is currently available in sizes small / medium or large / xlarge. Our final suggestion of a platinum-themed present for your husband is this Platinum Men’s Cross Pendant Necklace. The cross is solid and made from 950 pure grade platinum.

Sleek Platinum Band

It has a diamond-shaped pendant with 3/8 cttw diamonds with a diamond-shaped aquamarine jewel as well. The metal is made of 950 platinum, and the length of the chain can be extended between 16 and 18 inches. However you choose to signify the occasion, one of these next-level, elegant presents will only add to your anniversary's merriment. Ready to discover all of these platinum and platinum-inspired offerings for yourself?

platinum wedding anniversary gift ideas

When it comes to wedding anniversary gift ideas for a couple, you can't go wrong with unique serveware. This sturdy wooden cutting board displays their names joined with a heart carved into the top. It's a present that's equal parts personal and practical—they'll love to leave it out for display and use it as a food tray at dinner parties. Some of the best china gifts go beyond the kitchen table.

Patterned Tea Set

The couple will love that you took the time to find a platinum gift for them. Here is a really nice Personalized Older Couple Tumbler. These cups are printed in the USA, are hand wash only, and are customizable. To customize these tumblers, you can click on the yellow customize now button. You can change the tone of the skintones of the husband and wife , and you can add the couple’s names – you have 30 characters.

platinum wedding anniversary gift ideas

For a display-ready present, have it framed before handing it over. It'll add a vintage element to your spouse's desk or dresser. It's okay to be a little flexible with the 20th anniversary's traditional material. Ceramic can be an easier-to-find alternative to fine china. This commemorative ceramic plate is a great 20th anniversary gift for him, her or your favorite couple. It's painted with a sweet sentiment ("and they lived happily ever after"), along with two names, a wedding date and a cute illustration of a married couple.

Godiva Chocolatier Assorted Chocolate Truffles Gold Gift Box

He will be able to brew an entire pot of coffee, up to 12 cups, or he can just make a cup of coffee. When choosing a single cup of coffee, he can also choose between three different sizes – 8 ounces, 10 ounces, or 12 ounces. Are you looking for a fantastic designer platinum gift for your husband? If so, look no further than this Patek Philippe Complications Designer Platinum Watch.

platinum wedding anniversary gift ideas

If you want to stick to the traditional 20-year anniversary gift, china, there are plenty of unique options to choose from. Below, check out our top picks for your spouse or favorite lovebirds to celebrate the big 2-0. It's just as important to keep your rings safe after 20 years of marriage as it was on the wedding day. After all, they're a symbol of the promises you made to each other at the very beginning of your journey. If your other half doesn't already have a nice trinket dish, this heirloom-worthy ring box makes an excellent anniversary gift.

Alternative 20th Anniversary Gift Ideas

A sleek ballpoint pen personalized with both of your initials, a sweet message or the date you tied the knot is a meaningful token of your love. Better yet, this stylish gift comes coated in platinum. Another platinum-themed wedding anniversary gift you can get for this couple is this Lavish Platinum Luxury Wall Mirror. This is a large mirror at 31 inches wide by 2.5 inches deep and 44 inches high.

All of these projects are simple enough for any beginner crafter to try, which makes them fun for loved ones of all ages. Turn a set of stockings into an advent calendar with special treats as you count down to Christmas. Old toys gain new life when they are repurposed into tree ornaments.

Dinner Date Gift Set

And if you and your spouse are about to hit this incredible milestone , you might be on the hunt for a meaningful 20th anniversary gift. There are lots of reasons to pick up a thoughtful present to celebrate this special occasion. If you're shopping for married friends or relatives, it's a lovely way to let them know you're proud of everything they've achieved together.

platinum wedding anniversary gift ideas

If your husband likes playing golf, he might enjoy a different twist to this game. This game is a combination of golf and pong – it is combining the traditional with the modern, which can be a lot of fun. This is an easy game to learn, and your husband will love that you thought outside of the box. This is a fun game that he can play with other buddies or bring out for family events. Suppose the couple has a collection of knick-knacks or figurines.

Men’s 6mm Comfort Fit Platinum Wedding Band

Celebrate your 20th wedding anniversary with a fancy dinner-for-two dishware set. It comes with your choice of high-quality porcelain plates and a recipe book from a world-renowned chef. The book even tells you how to artfully plate the food to make at-home date night extra special. Platinum’s unique and eternal shine beautifully encapsulates the rare love that couples celebrating their 70th anniversary possesses. Our final choice of a platinum piece of jewelry for this anniversary is this Platinum Channel Set Diamond and Ruby Band. Just because you are already married does not mean you can not gift her with another beautiful ring.

platinum wedding anniversary gift ideas

37 platinum anniversary ideas anniversary, 70th wedding anniversary, anniversary parties

If you are looking for a meaningful, high-quality piece of jewelry for your husband, this is it. Get advice from friends and family on which gifts to buy. Simple, stunning, and utterly timeless, these classic studs—from a classic brand—are the ultimate addition to her jewelry collection. This platinum candle's subtle medieval design—and its apt name—make it the perfect addition to a book-filled home study.

This full-length fleece robe is designed for comfort and wearability. Your husband will be comfortable wearing this after showering, after waking, or just about anytime he wants to hang out in his comfy robe. Do you want to just get your husband a present that is all about his own comfort and happiness? We suggest buying the Rock Dove Men’s Original Two-Tone Memory Foam Slippers.

Blue Sapphire CZ Crystal Large Pendent With Anti Turnish Platinum Plated 16" Chain With Strong Magnetic Clasp

Through years of wear, tear and everything in between, platinum will shine just as much as the day you first bought it. Find the perfect 20th wedding anniversary present for a special someone in our comprehensive list of established themes we have curated below for this hallmark year. Combine items, colors or themes to create a token that will be treasured for a lifetime, revealing the depth of your sentiments, love, and good wishes. These thoughtful 20-year anniversary gift ideas won't disappoint.

Whether you're shopping for a home chef or an avid gardener, everyone will love a no-fuss indoor garden. Click and Grow smart gardens automate plant care—from watering to light—to make growing herbs, veggies or even flowers easy peasy. If you've been looking for an opportunity to upgrade your spouse's wedding ring, what better time than the 20-year milestone? This classic platinum band with interior cable engraving and a high-polish finish is a great ring choice. Make things personal by presenting it to your partner over a romantic dinner or plan an elaborate vow renewal in front of your nearest and dearest. Enjoy an afternoon tea for two with this charming nine-piece tea set.

Personalized 60th Wedding Anniversary Gift | Personalized Anniversary Gift | Gift for Him | Gift for Wife | Anniversary Plaque

All of these projects are simple enough for any beginner crafter to try, which makes them fun for loved ones of all ages. Turn a set of stockings into an advent calendar with special treats as you count down to Christmas. Old toys gain new life when they are repurposed into tree ornaments.

platinum wedding anniversary gift ideas

60th+wedding+anniversary+decorations

Platinum Heart Necklace

Godiva is a high-end chocolatier, and most people absolutely love their chocolate. Another wonderful present to get for your husband for comfort is this Polo Ralph Lauren Plush Robe. This gift combines a designer label with a plush and comforting experience. This robe is a microfiber long-sleeved shawl collar robe. We are showing it in black, but it comes in other colors as well.

platinum wedding anniversary gift ideas

Platinum symbolizes endurance, determination and overcoming challenges. It is also classically strong, timeless and highly valuable due to its rarity and exquisiteness. These descriptive terms capture the true essence of a marriage that has lasted 20 years, with promise of many more to come. The putterball gold pong game set includes the portable putterball turf board, mini-golf putters, standard golf balls, and 12 turf hole covers. This coffee pot is also programmable for up to 24 hours and has an auto-off after 4 hours.

Make the most of your wedding's date with one or more of these seasonal ideas. We have included third party products to help you navigate and enjoy life’s biggest moments. Purchases made through links on this page may earn us a commission.

This is a luxurious and elegant mirror that anyone would want in their home. This is a beveled glass mirror with a leaf motif and a platinum finish. The day lily is the 20-year anniversary's flower and symbolizes love and success.

Personalized Platinum-Framed Artwork

Twenty years together is really something to toast about. This set of four has a unique hammered effect and sleek platinum rims for thematic anniversary glassware. A single rose is a super-romantic gesture, but for two decades, we totally get it if you want to take things up a notch! The Forever Rose preserves real roses in durable lacquer for a permanent symbol of your love. Due to the rarity and hardness of the metal, this platinum-dipped rose is a meaningful symbol of purity, true love and strength. You can also find platinum-trimmed roses which have colorful petals and leaves rimmed with shine.

platinum wedding anniversary gift ideas

Click through for all of the 20th wedding anniversary gift inspiration you'll need. On the hunt for a unique 20th anniversary gift for your husband or wife with a sweet tooth? Angel Food Bakery ships nationwide in the US, so you can wake up your spouse with a box of delicious donuts. Goldbelly has tons of delicious desserts from some of the nation's top culinary talent to choose from. Looking for 20-year anniversary gift ideas for a writer?

It's decorated with green and gold floral designs for a gorgeous addition to their nightstand or vanity, as well as a nod to the 20th anniversary color. 70th wedding anniversary, or “Platinum Anniversary,” calls for the celebration of a lifetime. This is a milestone that few couples are lucky enough to spend together and is the epitome of growing old with your true love. A really lovely idea for your anniversary is getting your husband an upgraded wedding band like this Men’s 6mm Comfort Fit Platinum Wedding Band. The ring is made of 100% platinum and features a modern brushed center. Beautifully designed wedding bands like this were not available for men when you got married, nor were they available for the majority of your marriage.

platinum wedding anniversary gift ideas

Wednesday, December 2, 2020

Axis Bank hikes home loan, other loan interest rates by 30 bps: Check latest rates

Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. The repayment period for a home loan typically ranges from 6 months to 30 years. The repayment period may be shorter or longer if you take out a mortgage with a longer tenure. ICICI plot loans are a great way to finance the purchase of land or a plot.

icici bank home loan interest rate for existing customers

Your co-applicant can be your spouse or immediate family member. You can apply online for it or by visiting a branch of the Bank. If you’re ready to take the plunge and purchase your first home, I highly recommend checking out the ICICI Bank home loan option – it’s sure to make your dream come true. The provisional sanction letter issued by the bank remains valid for 6 months from the date of issue. After this period has elapsed, you will need to submit a new application and provide additional documents. You can transfer your existing Home Loan from other Banks and Non Banking Financial Companies to ICICI Bank and enjoy long term savings.

Documents Required for Home Loan for Salaried

Like the previously discussed plan, Loan Protect also offers no medical exams or checkups for up to INr 5 crore premiums. ICICI Bank offers a pre-approved amount of Home Loan that can be availed quickly and with minimal documentation for select customers. ICICI Bank offers Home Loan insurance that makes loan repayment easier for the borrower’s family in case of an individual’s demise. ICICI Bank lets you avail of a Top-up Loan on the existing Home Loan to fund your personal and professional needs. The Home Loan Transfer with Top-up requires minimal documentation. ICICI Bank offers Top-up Loan of up to 100% of your original loan amount.

The minimum monthly income requirement for the salaried applicant is INR 10,000, alongside a minimum work experience of a year. For self-employed people, the mandatory requirement is to have a business vintage of 3-5 years. The mortgage Guarantee also backs the updated loan/repayment period. For loans that have a term of up to 20 years, a subsidy can be availed on the rate of interest. Moreover, ICICI Bank offers its home loan products to both salaried and non-salaried individuals.

Foreclosure: If I foreclose the loan, how will you return the original property documents to me?

/mobile and to provide any further information/document that ICICI bank may require from time to time. In case of non-provision/non-updation of mobile number, I/We would not receive SMS alerts pertaining to the account and shall not hold ICICI Bank liable for the same. Additionally, one of the significant advantages of ICICI Bank Home Loans is that there are no prepayment penalties. ICICI Bank Home Loans are offered in several different product categories, and depending upon the type of borrower, the interest rate can start from as low as 6.90%. A wide variety of loan products are on offer; this makes ICICI Home Loans customizable to user requirements.

Whether it is festivals or special occasions, most homeowners choose to refurbish their abode, to have a better quality of life. Further, please note that the signatures of the applicant and co-applicant are required on all pages of the conversion document. The Home Loan interest rate can be reduced by doing a Balance Transfer to the new lender offering a lower rate of interest as compared to the existing lender. One can also approach an existing financier to lower the rate of interest. You can expect to receive your copy of the IT certificate in April or May as the final certificate is issued at the end of each financial year.

ICICI Home Loan Interest Rates & Other Details – 2021

Check out your total savings on monthly payments and see the comparison of how much you can save. ICICI Bank provides a longer repayment tenure of 30 years for ICICI Bank NRI Home Loan. Different home loan products exist for different customers and borrowing profiles, and the home loan plan you pick eventually depends on your exact requirements. Generally ICICI approves home loans up to 90% of the property’s value.

icici bank home loan interest rate for existing customers

If you are an existing ICICI Bank customer, check your Pre-approved Balance Transfer offer and get instant sanction of your Property Loan. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Currently the interest rate on ICICI home loans ranges from 8.40% p.a. ICICI Bank has announced the segments to which its special home loan pricing will be applicable for September 2020. Insurance Amount to be excluded from the mortgage loan amount while deriving at the applicable rate of interest for a mortgage loan.

The conversation with you and the branch manager followed by the experience has reposed out faith in ICICI Bank as a result we would be moving more family accounts to the ICICI Bank Branch. The EMI is calculated on the basis of specific factors like the amount of the loan, its tenure and the rate of interest. Pay your bills, shop online and make payment to any merchant unified payments interface ID easily and instantly. Rs. 500/-plus applicable taxes and other statutory levies, if any. Rs. 300/-plus applicable taxes and other statutory levies, if any. Rs. 100/-plus applicable taxes and other statutory levies, if any.

Applicants should consider these factors carefully before applying for a home loan with HDFC to increase their chances of loan approval. The Central Bureau of Investigation arrested former ICICI Bank MD and CEO Chanda Kochhar and her businessman-husband Deepak Kochhar on charges related to cheating and criminal conspiracy on Friday. On their loan reset dates, borrowers of home loans and other loans should expect to see an additional increase in their EMIs. If you are selling your property to another person, you need to transfer your Home Loan balance as well.

IndusInd Bank Personal Loan

So, I contacted Mr Jainam Shah of ICICI Rajkot Branch and gave him all the required details. We determine your eligibility after considering various factors, including your monthly income, your monthly financial obligations, your current age and your retirement age, among other things. ICICI Bank Home Loan is a one-stop solution to own your dream home. Whether your goal is to purchase or build a new house, we offer a wide range of products to meet your requirements.

There is a process of Rate Converstion by which you can ask bank to reduce the ROI of your existing Loan based on your CIBIL score and current ROI by banks. But currently, all major banks are offering fresh loans at around 6.5 to 6.8% ROI. Axis Bank has increased its marginal cost of funds-based lending rates across tenures by 30 basis points, according to the private sector lender’s website.

How much home loan can a borrower get on their salary?

We have a team of legal and technical experts at each of our 135+ ICICI HFC branches who review your loan application on the spot without repeated requests for visits or multiple documents. You can also walk into your nearest ICICI Bank branch to start your loan process. Getting a home loan is quicker with ICICI HFC due to our flexible eligibility norms and basic document requirements.

icici bank home loan interest rate for existing customers

ICICI Bank Home Loan: Eligibility, EMI, Interest Rate 2022

You can avail of this loan to purchase, construct or extend your office premises. The loan amount can also include the estimate of renovation at the time of purchase of the property. However, this does not include industrial/institutional property, for example factories/ warehouses/ schools/ institutes/ colleges/ hospitals etc. Our eligibility criteria are very flexible and easy to fulfil. We also require very less paperwork which helps ensure processing is faster.

This scheme has already received overwhelming responses from the borrowers. So, if you are looking to increase your home loan amount by 20% and avail of tenure of up to 67 years, then this is the scheme for you. Moreover, application processing through our TABLET and Smart phone applications ensures faster approval of your home loan. Currently PF is capped at 10,000 excluding service taxes in case of all online cases. However, this offer might change and value will be changed accordingly. EMI Under Construction- EMI Under Construction helps you to make payments in EMI, in a partly sanctioned loan for an under construction project.

Can existing ICICI Home Loan customers get a Home Loan Top-Up?

Under this scheme, ICICI Bank provides longer repayment tenure of up to 30 years. You can reduce your home loan interest rate by contacting the bank and opting for a floating rate of interest on your home loan. An additional premium based on LTV, PSL, and Under-construction not to be applied on pricing mentioned for Top 61 Corporates. Penal Interest of 1% will be applicable on the land loan if customers do not complete the construction of a house on the land within 2 years from the first disbursement date of the land plot loan.

icici bank home loan interest rate for existing customers

Check out your total savings on monthly payments and see the comparison of how much you can save. ICICI Bank provides a longer repayment tenure of 30 years for ICICI Bank NRI Home Loan. Different home loan products exist for different customers and borrowing profiles, and the home loan plan you pick eventually depends on your exact requirements. Generally ICICI approves home loans up to 90% of the property’s value.

IndusInd Bank Loan Insurance

Borrowers pay a separate premium for this insurance and in case they face any of the above issues, the insurance pays the rest of the amount and the balance is paid to the nominee of the account holder. If you are looking to avail home loan on a fast-track basis, then you should use the online application process. This will speed up the application process and give you a digital sanction. Land Loan - provide you an opportunity to purchase a residential plot of land for self-construction.

icici bank home loan interest rate for existing customers

If you are still looking for it, we will help you find the right home for you with our ‘Property Search’ feature. # Goods and Services Tax and other government taxes, levies, etc. applicable as per the prevailing rate will be charged over and above these charges. When you take a loan from us, you become a part of the ICICI HFC family. As an existing customer of ICICI HFC, your application can be reviewed more quickly, as many checks are already done, and your documents are already in our system. You may need a home loan today but an FD to grow your savings tomorrow.

Indian Developers are now Earning Extra Money by using Truelancer.com

The first option has the benefit that as your income increases, your monthly payments will become easier to make over time. The second option has the benefit that as your income increases, you can increase your monthly payments, and thus, reduce your overall tenure. Our neighbourhood experts can assist you through our quick and easy home loan application process. You can get your loan disbursed in as little as 72 hours.Click hereto find your nearest branch. If you don’t have an ICICI HFC branch near you, walk into your nearest ICICI Bank branch to start your loan application process.

icici bank home loan interest rate for existing customers

Lastly, ICICI Bank Home Loans are linked to the central scheme of Pradhan Mantri Awas Yojana or PMAY, which provides eligible clients a Credit Linked Scheme or CLSS with additional benefits. For projects that ICICI Bank approves, approval and disbursement of the loan are faster and can be done with less documentation. If you have taken loan of INR 50 Lac in last years you will easily save Rs Lac . If you have been looking for ways to save for your future, you can switch to the ICICI Bank Home Loan Balance Transfer option. This is a smart move, as it allows you to move your Home Loan outstanding balance to ICICI Bank at a repo rate linked attractive rate of interest. ICICI Bank understands your needs and has you covered with a gamut of completely digital solutions specially for you.

Is it possible to switch from a fixed rate to a floating rate during my home loan tenure?

If you have found it difficult to get a home loan in the past, you are not alone. If you find the loan application process complicated, we are here to help you at every step of the way. With the right support, getting a home loan can be a quick, easy and rewarding experience. We at ICICI HFC welcome salaried professionals working with big or small organisational set-up, be it, Proprietorship, Partnerships, LLP, Private or Public sector companies or MNCs. One can transfer an existing personal loan from a different bank to IDFC Bank at a lowered rate of interest. This requires a little documentation and following are the things required.

icici bank home loan interest rate for existing customers

This facility provides the dual advantage of improved affordability and a longer repayment period. Now more peace of mind to your imagination and get your dream home with ICICI Bank 30 - year Home Loans. With a longer repayment tenure, you can avail higher loan amount and still keep your EMIs small. I/We agree to receive update on various products and services related information and special offer from ICICI Bank/group companies and other entities via email alerts, or SMS alerts or phone call.

If you own a commercial property and expect to earn rentals from it, you can get a loan for urgent personal needs, like your child’s education or marriage, using these rentals as security or collateral. Submit these documents and get your loan approved in as little as 72 hours without having to make multiple visits. Your EMI consists of the principal amount and the interest component. Your home loan amount will be calculated based on the EMI you can afford. You can reduce your EMI by choosing a longer tenure to repay your home loan. Our Home Loan EMI calculator will help you plan your finances based on how much EMI you can comfortably afford.

ICICI Bank offers attractive Interest rates starting at 6.90% p.a. Yes, you can switch from a fixed to floating rate of interest on your home loan during your loan tenure. However, you will be charged a conversion fee by ICICI bank in such a case.

Key Features & Benefits – Home Loan for Salaried

For conversion, an additional premium of 10 bps to be charged if the repayment mode is Non-auto Debit. Other criteria like LTV, PSL, and Under-construction will not be applied for this conversion. Yes, you can claim the amount paid towards the repayment of the principal and the interest components as deductions in your income tax return. The limits on the amount deductible are governed by the applicable income tax laws.

icici bank home loan interest rate for existing customers

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